By accessing the Anzen interface ("Interface") operated by or on behalf of Anzen Group Ltd (inclusive with its affiliates, "Anzen", the “Company”, “we” or “us”), and any related content, tools, documentation, features and functionality (collectively the "Services"), you ("User") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with the Terms, you are prohibited from using or accessing the Interface and the Protocol.
For purposes of these Terms, “you” and “your” means you as the user of the Protocol. If you use the Protocol on behalf of a company or other entity then “you” includes you and that entity, and you represent and warrant that (a) you are an authorized representative of the entity with the authority to bind the entity to these Terms, and (b) you agree to these Terms on the entity's behalf.
The Services include an Interface that displays data for the purpose of helping users to interact with a set of open-sourced smart contracts deployed on decentralized blockchains ("Protocol"), via third-party wallet applications (e.g., Metamask or Coinbase Wallet). In addition, the Interface displays data for the purpose of enabling users to interface, via a third-party wallet application, smart contract systems deployed on decentralized blockchains and unaffiliated with Anzen, such as Curve Finance and Uniswap (“Third Party Protocols”). The Interface is not a custodial wallet and does not hold any digital assets on behalf of users.
The Protocol itself is not part of the Services, and your use of the Protocol is entirely at your own risk. Additionally, the any third-party technologies required to interact with the Protocol, including but not limited to a Wallet (as defined below, collectively the “Third-Party Tools”), are not part of the Services, and your use of such Third-Party Tools is entirely at your own risk. The Interface is separate from the Protocol and any Third-Party Tools and is not essential for accessing or interacting with the Protocol. The Interface solely displays blockchain data and provides a web application that simplifies the use of Third-Party Tools for interacting with the Protocol. Activity on the Protocol is conducted via permissionless smart contracts and certain aspects of off-chain infrastructure detailed in the Documentation and maintained by Anzen and its affiliates. Any individual is free to create their own interfaces to interact with the Protocol.
When you utilize any data inputs provided by the Interface to execute transactions, you are interacting with public blockchains, which provide transparency into your transactions. Anzen does not control and is not responsible for any information you make public on any public blockchain by using data provided by the Interface or the Services.
To access the Interface, you may need to connect a third-party digital wallet (“Wallet”) to the Interface. By using a Wallet with the Services, you agree to the terms and conditions of the Wallet's third-party provider. Wallets are not associated with, maintained by, supported by, or affiliated with the Company. You acknowledge that we are not party to any transactions made via the Interface and do not have possession, custody or control over any digital assets displayed on the Interface. You retain control over your digital assets at all times when interacting with the Interface. The Company accepts no responsibility or liability for your use of a Wallet or data provided by the Interface in transactions using a Wallet and makes no representations or warranties about how the Services interact with any specific Wallet. The private keys and seed phrases for your Wallet are not held or known by the Company, and the Company cannot help you access or recover them.
You must be 18 years of age or older and not be a Prohibited Person to use the Services. A “Prohibited Person” is any person or entity that is (a) listed on any U.S. Government list of prohibited or restricted parties, including the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Persons List or Entity List, the EU consolidated list of persons, groups and entities subject to financial sanctions, the UK Consolidated List of Financial Sanctions Targets, (b) located or organized in any U.S. embargoed countries or any country that has been designated by the U.S. Government as “terrorist supporting”, (c) a citizen, resident, or organized in, the following jurisdictions (the “Prohibited Jurisdictions”): Abkhazia, Afghanistan, Angola, Belarus, Burundi, Central African Republic, Congo, Cuba, Crimea, Ethiopia, Guinea-Bissau, Iran, Ivory Coast (Cote D'Ivoire), Lebanon, Liberia, Libya, Mali, Burma (Myanmar), Nicaragua, North Korea, Northern Cyprus, Russia, Somalia, Somaliland, South Ossetia, South Sudan, Sudan, Syria, Ukraine (Donetsk and Luhansk regions), United States, Venezuela, Yemen, Zimbabwe; (d) otherwise a party with which the Company is prohibited to deal under the laws of the U.S., the EU (or any of its Member States), the UK, or any applicable foreign jurisdiction, or (e) owned or controlled by such persons or entities listed in (a)-(d). The Company may utilize certain tools, such as IP-based geofencing, to enforce the above restrictions. By using the Services and/or the App, you represent that you are not a Prohibited Person.
You acknowledge and agree that you are solely responsible for complying with all applicable laws of the jurisdiction you are located or accessing the Services from in connection with your use of the Services. By using the Services, you represent and warrant that you meet these requirements and will not be using the Services for any illegal activity or to engage in prohibited activities. We may require you to provide additional information and documents regarding your use of the Services, including in case of application of any applicable law or regulation, including laws related to anti-money laundering or for countering the financing of terrorism, or the request of any competent authority. We may also require you to provide additional information or documents in cases where we have reason to believe: (i) that your Wallet is being used for illegal money laundering or for any other illegal activity; or (ii) you have concealed or reported false identification information or other details.
You are hereby authorized to use the Services for your personal, non-commercial purposes, provided you comply with these Terms. If we distribute any software, content, or other materials owned or controlled by us as part of your use of the Services, we grant you a personal, non-assignable, non-sublicensable, non-transferable, and non-exclusive license to access and display such software, content, and materials solely for the purpose of using the Services as permitted by these Terms. Your access to and use of the Services may be interrupted from time to time for various reasons, including but not limited to equipment malfunction, periodic updates, maintenance, or repairs, or other actions that the Company, at its sole discretion, may choose to undertake.
You may not engage in any of the following activities without our written permission or unless prohibited by applicable laws: (a) downloading, modifying, copying, distributing, transmitting, displaying, performing, reproducing, publishing, licensing, creating derivative works from, or selling any information from the Services, except for temporary files cached by your web browser or as expressly permitted in these Terms; (b) decompiling, reverse engineering, disassembling, or decoding the Services; (c) using or removing any copyright, trademark, or other proprietary notices displayed on the Services; (d) using unauthorized software or third-party tools such as bots, hacks, or mods; (e) exploiting the Services for commercial purposes, including advertising or solicitation; (f) using the Services in a manner that could disable, overburden, or disrupt the Services or interfere with others' use; (g) attempting unauthorized access to the Services or related systems; (h) circumventing or degrading security measures or content protections; (i) using automated tools to access the Services for data extraction or collection; (j) introducing malicious software into our systems; (k) submitting or posting unlawful, defamatory, obscene, or otherwise objectionable content; (l) violating any applicable laws or regulations; or (m) using the Services in any way not expressly permitted by these Terms.
The Protocol is entirely autonomous and operates on pre-defined algorithms and smart contracts without human intervention. You acknowledge that Anzen does not control the Protocol and is not responsible for any operational decisions or actions taken by the Protocol's smart contracts. Anzen cannot be held liable for any losses you may incur as a result of using the Interface or interacting with the Protocol. The Interface is provided "as is" and "as available" without any warranty of any kind, either express or implied.
By accessing and using the Interface provided by Anzen Group Ltd, you, the User, acknowledge and represent that you understand the inherent risks associated with cryptographic and blockchain-based systems, including but not limited to digital assets such as BTC, ETH, USDC, and ERC-20 tokens. You understand that these markets are highly volatile, subject to rapid price fluctuations due to factors including market demand, user adoption, speculation, and regulatory activity.
You accept that transaction costs and speeds on networks like Ethereum can change without warning, potentially impacting transaction costs and speeds. When supplying digital assets to the Protocol, you acknowledge the risk of partial or total loss of your assets. In borrowing from the Protocol, you recognize the obligation to provide collateral which, if it depreciates, may be liquidated by third parties.
The regulatory landscape for blockchain technologies, cryptocurrencies, and digital assets is evolving and uncertain. New regulations or policies may significantly and adversely impact the utility or value of the Services, the Protocol, Third-Party Protocols, cryptocurrencies, and other digital assets, or may affect the Company's ability to continue offering or supporting these Services and the Interface. Additionally, the taxation of cryptocurrency transactions and activities can be ambiguous in certain jurisdictions. You should consult with your tax advisor to understand the potential tax implications of using the Services, the Interface, and the Protocol.
We have no control over market sentiment, liquidity, or how third-party services or platforms support, quote, restrict, access, or value cryptocurrencies and other digital assets. We disclaim any liability for losses you may incur due to fluctuations in the value of cryptocurrencies or other digital assets, and we have no obligation to indemnify or hold you harmless in such instances.
Smart contracts execute automatically when predefined conditions are met. Transactions on blockchains or using smart contracts are typically irreversible. Security vulnerabilities in the programming, design, or implementation of a blockchain, the Protocol, any deployed smart contracts, or a Third-Party Protocol can occur due to hacking or other security incidents. These vulnerabilities may result in significant adverse effects, including but not limited to, substantial volatility or loss of any digital assets involved in the Protocol.
Anzen is not responsible for any losses incurred due to blockchain network behavior, digital asset volatility, or actions taken by third parties within the Protocol. By interacting with the Protocol, you assume full responsibility for these and any other inherent risks, and agree to hold Anzen, its officers, directors, employees, contractors, agents, affiliates, and subsidiaries harmless from any claims of loss or damage.
The Services, through the Interface, may provide data relevant to Third-Party Protocols and may display, include, or make available content, data, information, applications, or materials from third parties (“Third-Party Materials”) or provide links to third-party websites. The Company does not endorse any Third-Party Materials or the use of any provider of any Third-Party Protocols. Your access and use of such Third-Party Protocols and Third-Party Materials are governed solely by the terms and conditions of the respective third parties.
The Company is not responsible or liable for, and makes no representations regarding, any aspect of such Third-Party Materials and Third-Party Protocols, including, but not limited to, their content, operation, data handling, protection, management, processing, or any interactions between you and the providers of such Third-Party Protocols. The Company is not responsible for examining or evaluating the content, accuracy, completeness, availability, timeliness, validity, copyright compliance, legality, decency, quality, risk, functionality, safety, or any other aspect of such Third-Party Protocols or Third-Party Materials or websites.
You irrevocably waive any claim against the Company with respect to such Third-Party Protocols and Third-Party Materials. The Company is not liable for any damage or loss caused or alleged to be caused by or in connection with your enablement, access, or use of any such Third-Party Protocols or Third-Party Materials, or your reliance on their privacy practices, data security processes, or other policies. Third-Party Protocols, Third-Party Materials, and links to other websites are provided solely for your convenience.
The Interface is provided on an “AS IS” and “AS AVAILABLE” basis. To the fullest extent permitted by law, we disclaim any representations and warranties of any kind, whether express, implied, or statutory, including (but not limited to) the warranties of merchantability and fitness for a particular purpose. You acknowledge and agree that your use of the Interface is at your own risk. We do not represent or warrant that access to the Interface will be continuous, uninterrupted, timely, or secure; that the information contained in the Interface will be accurate, reliable, complete, or current; or that the Interface will be free from errors, defects, viruses, or other harmful elements. No advice, information, or statement that we make should be treated as creating any warranty concerning the Interface. We do not endorse, guarantee, or assume responsibility for any advertisements, offers, or statements made by third parties concerning the Interface.
This Agreement is not intended to, and does not, create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. You further agree that the only duties and obligations that we owe you are those set out expressly in this Agreement.
Users borrowing from the Protocol must provide sufficient collateral which is subject to liquidation if it fails to secure the borrowed amount. You understand and agree that others may interact with the Protocol to seize collateral in a liquidation event.
All transactions made through the Interface, including deposits, borrowings, and repayments, are subject to the terms of the Protocol's smart contracts. You acknowledge that these transactions may lead to adjustments in the Interest Rate and are bound by the outcomes of these adjustments. All transactions that are confirmed on decentralized blockchains are final and irrevocable. By using the Protocol, you agree to such finality.
Your access to and use of the Services and the Protocol are at your own risk. The Services are provided to you on an "AS IS" and "AS AVAILABLE" basis. To the maximum extent permitted by applicable law, the Company, its parents, affiliates, related companies, officers, directors, employees, agents, representatives, partners, and licensors (the “Company Entities”) disclaim all warranties and conditions, whether express, implied, or statutory. This includes, without limitation, any warranties related to title, merchantability, fitness for a particular purpose, non-infringement, usage, quality, performance, suitability, or fitness of the Services and the Protocol for any particular purpose, as well as the accuracy, quality, sequence, reliability, workmanship, or technical coding thereof, or the absence of any defects therein, whether latent or patent.
The Company Entities make no warranty or representation and disclaim all responsibility and liability for: (a) the completeness, accuracy, availability, timeliness, security, or reliability of the Services and the Protocol; (b) any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services or the Protocol; (c) the operation or compatibility with any other application or any particular system or device, including any Wallets; and (d) whether the Services or the Protocol will meet your requirements or be available on an uninterrupted, secure, or error-free basis.
The Company is not registered in any capacity with any regulatory body in any jurisdiction. You understand and acknowledge that we do not broker trading orders on your behalf, match orders for buyers and sellers of securities or any other assets, or offer any products, financial or otherwise, for sale or distribution. We also do not facilitate the execution or settlement of your transactions, which occur entirely on public distributed blockchains. The Interface is strictly a means by which users may construct transaction data to be utilized by the individual user to execute transactions with Wallets.
No advice or information, whether oral or written, obtained from the Company Entities or through the Services, will create any warranty or representation not expressly stated in these Terms. You acknowledge and agree that all transfers, staking, or other actions you perform using transaction data provided by the Interface are unsolicited. This means you have not received any investment advice from us regarding such actions, we have not actively solicited your use of the Services, and we do not conduct a suitability review of any such actions.
All information provided by the Interface and our Services is for informational purposes only and should not be construed as investment advice. You should not take any action based on the information contained in the Interface or obtained through the Services. We do not make any investment recommendations to you or evaluate the merits of any investment transaction or opportunity. You are solely responsible for determining whether any investment, investment strategy, or related transaction is suitable for you based on your personal investment objectives, financial circumstances, and risk tolerance.
You expressly agree that you assume all risks in connection with your access and use of the Interface and your interaction with the Protocol. You further expressly waive and release us from any and all liability, claims, causes of action, or damages arising from or in any way relating to your use of the Interface and your interaction with the Protocol.
You agree to hold harmless, release, defend, and indemnify us and our officers, directors, employees, contractors, agents, affiliates, and subsidiaries from and against all claims, damages, obligations, losses, liabilities, costs, and expenses arising from: (a) your access and use of the Interface; (b) your violation of any term or condition of this Agreement, the right of any third party, or any other applicable law, rule, or regulation; and (c) any other party's access and use of the Interface with your assistance or using any device or account that you own or control.
Under no circumstances shall we or any of our officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any indirect, punitive, incidental, special, consequential, or exemplary damages, including (but not limited to) damages for loss of profits, goodwill, use, data, or other intangible property, arising out of or relating to any access or use of the Interface, nor will we be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Interface or the information contained within it. We assume no liability or responsibility for any: (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from any access or use of the Interface; (c) unauthorized access or use of any secure server or database in our control, or the use of any information or data stored therein; (d) interruption or cessation of function related to the Interface; (e) bugs, viruses, trojan horses, or the like that may be transmitted to or through the Interface; (f) errors or omissions in, or loss or damage incurred as a result of the use of, any content made available through the Interface; and (g) the defamatory, offensive, or illegal conduct of any third party. Under no circumstances shall we or any of our officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any claims, proceedings, liabilities, obligations, damages, losses, or costs in an amount exceeding $100.00. This limitation of liability applies regardless of whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been advised of the possibility of such liability. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of certain liabilities and damages. Accordingly, some of the disclaimers and limitations set forth in this Agreement may not apply to you. This limitation of liability shall apply to the fullest extent permitted by law.
You must bring any and all Disputes against us in your individual capacity and not as a plaintiff in or member of any purported class action, collective action, private attorney general action, or other representative proceeding. This provision applies to class arbitration. You and we both agree to waive the right to demand a trial by jury.
Anzen reserves the right, at its sole discretion, to modify or replace these Terms at any time. By continuing to access or use the Interface after revisions become effective, you agree to be bound by the revised terms.
These Terms shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict of law principles.
By using the Interface, you acknowledge that you have read these Terms, understand them, and agree to be bound by them.