Private credit investments experience fewer ups and downs because they are a debt investment, not equity. Their value doesn't fluctuate as much as stocks, which can be influenced by market sentiment or speculation.
With a fixed repayment schedule, you can expect to get your money back plus interest. This is different from stocks, where returns depend on when you buy and sell.
Private Credit investments have special traits that protect the investor, like collateral (real assets that can be sold to cover investors' funds), and covenants (rules that tell the borrower what they can or can't do).
See how your money is being put to use in real time. All flows of your investment being paid out and repaid are recorded on immutable ledger, and accessible from our site.
Diversify your portfolio to enhance your yield by investing in Private Credit. Anzen makes yields from Real World Assets more accessible by accepting fiat and stablecoins.
Select investments have Credit Default protection. This is the ability to purchase protection against defaults that would cause you to lose money. The way this works is that the investor gives up a percentage of the yield. For example instead of receiving 12%, receive 10%. Protection Sellers are paid 2% to protect the investor from losses if there is a default.